Privacy Policy
Last updated: April 19, 2026
1. Introduction
Agent M is an AI-powered autonomous investment assistant ("Agent M," "we," "our," or "us") that provides financial insights, news analysis, and automated investment support. This Privacy Policy explains how we collect, use, store, and protect your personal data when you interact with Agent M.
By using Agent M, you agree to the practices described in this policy. If you do not agree, please discontinue use immediately.
2. Information We Collect
Agent M may collect the following categories of data:
| Data Category | Examples | Purpose |
|---|---|---|
| Account Information | Name, email, user ID | Authentication & personalization |
| Financial Preferences | Risk tolerance, investment goals | Portfolio recommendations |
| Conversation Data | Chat messages, queries sent to Agent M | AI response generation, model improvement |
| Market Interaction Data | Trades initiated, assets viewed | Auto-trading & performance tracking |
| Device & Usage Data | IP address, browser type, session timestamps | Security, fraud prevention |
| News & Research Queries | Topics searched, articles read | NLP analysis and personalized briefings |
We do not collect sensitive personal data (e.g., biometric data, health records) unless explicitly required and disclosed.
3. How We Use Your Data
Your data is used for the following purposes:
- Providing AI Services – To power Agent M’s news scraping, NLP analysis, RAG chatbot responses, and auto-trading recommendations.
- Personalization – To tailor investment insights and portfolio suggestions to your profile.
- Automated Decision-Making – Agent M may use your financial data to make or suggest automated trade executions. You have the right to request human review of any automated decision.
- Security & Fraud Prevention – To monitor for unauthorized access or suspicious activity.
- Service Improvement – Anonymized conversation data may be used to retrain and improve Agent M’s models.
- Notifications – To send real-time alerts about portfolio performance, market events, or account activity.
4. Automated Decision-Making
Agent M uses AI and algorithmic models to generate investment insights and may execute trades autonomously on your behalf based on your configured preferences.
You have the right to:
- Opt out of fully automated trade execution at any time via your account settings.
- Request human review of any decision that significantly affects your financial position.
- Understand the logic behind automated decisions by contacting us at privacy@agentm.com.
5. Data Sharing & Third Parties
We do not sell your personal data. We may share data with:
- Brokerage/Trading Platforms – To execute authorized trades on your behalf.
- Cloud Infrastructure Providers – For secure data storage and processing (e.g., AWS, GCP).
- Analytics Providers – Anonymized/aggregated data for performance monitoring.
- Regulatory Authorities – Where required by law (e.g., MAS in Singapore, SEC regulations).
- UBS (Sponsor/Partner) – As relevant to the project scope, under strict data processing agreements.
All third parties are contractually bound to process your data only as instructed and in compliance with applicable law.
6. Data Retention
| Data Type | Retention Period |
|---|---|
| Conversation logs | 90 days (then anonymized) |
| Account & financial data | Duration of account + 5 years (regulatory compliance) |
| Trade execution records | 7 years (financial regulation requirement) |
| Device/usage logs | 30 days |
You may request deletion of your data at any time, subject to legal retention requirements.
7. Your Rights
Depending on your jurisdiction (e.g., Singapore PDPA, EU GDPR), you have the right to:
- Access – Request a copy of your personal data.
- Rectification – Correct inaccurate or incomplete data.
- Erasure – Request deletion of your data (“right to be forgotten”).
- Restriction – Limit how your data is processed.
- Portability – Receive your data in a machine-readable format.
- Objection – Object to data processing for marketing or profiling purposes.
- Withdraw Consent – At any time, without affecting prior processing.
To exercise any right, contact: privacy@agentm.com. We will respond within 30 days of your verified request.
8. Data Security
We implement industry-standard security measures including:
- End-to-end encryption (HTTPS/TLS) for all data in transit.
- AES-256 encryption for data at rest.
- Role-based access control (RBAC) — only authorized personnel can access user data.
- Automatic PII detection and redaction in conversation logs.
- Regular security audits and vulnerability assessments.
In the event of a data breach that affects your rights, we will notify you within 72 hours as required by applicable law.
9. Cookies & Tracking
Agent M's platform may use cookies and similar technologies for:
- Session management – Keeping you logged in securely.
- Analytics – Understanding how users interact with the app.
- Preferences – Remembering your settings.
You may manage cookie preferences in your browser settings or via our in-app Cookie Preferences panel.
10. Children's Privacy
Agent M is not intended for users under the age of 18. We do not knowingly collect data from minors. If we discover such data has been collected, it will be deleted immediately.
11. Changes to This Policy
We may update this Privacy Policy periodically to reflect changes in law or our services. We will notify you of material changes via email or an in-app notification at least 14 days before the change takes effect. Continued use of Agent M after that date constitutes acceptance of the updated policy.
© 2026 Agent M. All rights reserved. Built in collaboration with UBS & SMU-IS.